Secure Your Financial Future
invest with confidence in uncertain times
Discover investment solutions designed to protect and grow your wealth amidst global and local economic challenges.
navigating financial risks
Recent global and local developments have exposed clients’ assets to unprecedented risks. At envestpro, we are dedicated to safeguarding and enhancing the financial well-being of our clients. Our expertise and commitment ensure that your investments remain resilient and continue to grow, even in challenging times.
compare our investment options
Investment Account
This versatile, self-directed investment option is perfect for those aiming to meet mid- to long-range financial objectives. It allows investors to allocate funds across various unit trusts, Discretionary Fund Managers (DFMs), and other investment portfolios.
Flexible Fund Allocation
Income Generation
Wealth Preservation
Capital Appreciation
Tax-Advantaged Savings Plan
The Tax-Advantaged Savings Plan enables you to grow your wealth without incurring taxes on realized capital gains, dividends, interest, or other earnings. It’s ideal for long-term financial goals and maximizing returns by avoiding taxation on investment gains.
Tax-Free Growth
Long-Term Financial Goals
Maximize Returns
Annual Contribution Limits
Retirement Savings Plan
Our Retirement Savings Plan is designed to provide a tax-efficient way to prepare for your golden years. With this plan, you can enjoy the benefits of tax-deductible contributions, tax-free investment growth, and protection from creditors. Choose from a variety of unit trusts, Discretionary Fund Managers (DFMs), and other investment portfolios to tailor your retirement strategy. Annual contributions are capped at R36,000, with a lifetime limit of R500,000, making it ideal for long-term financial goals.
Investment Options
The Retirement Savings Plan offers a diverse range of investment options, including unit trusts, model portfolios, and additional investment portfolios. This flexibility allows you to align your investments with your financial objectives, whether they are focused on income generation, capital appreciation, or wealth preservation. The plan is particularly beneficial for self-employed individuals, those with irregular income streams, or employees looking to supplement their existing pension contributions.
Protection and Suitability
One of the key features of our Retirement Savings Plan is the protection it offers. Your retirement funds are safeguarded from creditors and are exempt from estate duty and executor fees in the event of your passing. This plan is best suited for investors with long-term financial goals who wish to maximize their returns by avoiding taxation on investment gains. However, it is not recommended for those needing frequent access to their invested funds.
retirement fund transfer
Transferring your retirement savings from a previous employer’s fund to a Retirement Fund Transfer is a smart, tax-efficient move. This option allows you to preserve and grow your retirement nest egg without incurring taxes on the transfer. Funds in a Retirement Fund Transfer are protected from creditors and exempt from estate duty and executor fees. This makes it an ideal choice for individuals looking to continue their retirement savings journey without disruption.
secure your financial future today
Take the first step towards a secure financial future by contacting envestpro for personalised investment advice. Our team of experts is here to help you navigate your investment options and tailor a strategy that meets your unique needs. Don’t wait—reach out to us today and discover how we can help you achieve your financial goals.
The fine print
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All envestpro group affiliates that provide financial services are fully authorised under the FAIS Act. Any legal, technical, or product information provided here should not be interpreted as advice
from envestpro. No guarantees, warranties, or commitments, whether explicit or implied, are made, and envestpro assumes no responsibility or liability..