Corporate
Corporate Planning
Strengthening Businesses, Empowering People
A thriving business isn’t just built on profits it’s built on people, protection, and long-term financial security. Envestpro’s Corporate Planning solutions help businesses attract, retain, and protect their most valuable asset: their employees. From group risk benefits and retirement funds to corporate medical aid and short-term insurance, we tailor financial solutions that safeguard your workforce, mitigate risks, and drive sustainable success.
Let’s build a future where your business and employees grow together.
Group Risk
Protecting Your Employees, Strengthening Your Business
Your employees are the backbone of your business protecting them means protecting your company’s future. Our Group Risk solutions, including life cover, disability protection, and income continuation, ensure that your team and their families have financial security in times of uncertainty. By offering comprehensive risk benefits, you build loyalty, reduce financial stress for employees, and create a workplace that truly supports its people.
Pension/Provident Fund
Future-Proofing Your Workforce
A strong retirement plan is one of the best investments you can make in your employees’ future. Our Pension and Provident Fund solutions help businesses create customized, tax-efficient savings plans that allow employees to build long-term financial security.
By offering structured retirement benefits, you not only support employee well-being but also enhance your company’s reputation as an employer of choice.
Group Medical Aid
Prioritizing Employee Wellness
Healthcare costs are rising, and access to quality medical aid is a critical employee benefit. Envestpro partners with leading medical schemes to provide customized group medical aid solutions that offer comprehensive healthcare coverage while balancing affordability and business sustainability.
A healthy workforce is a productive workforce, and with the right medical aid plan, your employees can focus on their jobs knowing they’re covered.
Corporate Short-Term Insurance
Protecting Your Business Assets
Every business faces risks from property damage and liability issues to unforeseen disruptions. Our Corporate Short-Term Insurance solutions provide tailored coverage for company vehicles, equipment, offices, and liability risks, ensuring your business is protected against unexpected losses.
With Envestpro, you get strategic risk management and comprehensive coverage, giving you peace of mind to focus on growth.
A Partnership for Long-Term Success
At Envestpro, we believe in building businesses that thrive by offering financial security, risk protection, and employee benefits that matter. Our corporate solutions are designed to enhance employee satisfaction, attract top talent, and safeguard your company’s future. With our expert financial advisors, personalized service, and access to industry-leading solutions, we make corporate financial planning simple, effective, and tailored to your business needs.
Secure your company’s future today because when your people succeed, your business prospers.
FAQs
Helping your business grow and thrive starts with smart financial choices. Explore our corporate planning FAQs for insights into employee benefits, business continuity, and strategic financial solutions designed with your company in mind.
1. What is a Corporate Pension or Provident Fund, and why am I contributing to it?
A Corporate Fund is a retirement savings structure set up by your employer to help you save for retirement. Contributions are usually deducted from your salary monthly, and your employer may also contribute. It provides long-term financial security.
2. What happens to my money if I resign or change jobs?
You can choose to transfer your fund value to a preservation fund, another employer’s fund, or a retirement annuity. It’s important not to withdraw it, as this reduces your retirement savings.
3. How can I access my fund information or balance?
You can access your fund value via the fund administrator’s online portal or mobile app. You can also contact your HR department or the relationship consultant from Envestpro for assistance.
4. What benefits are included in my Group Risk Cover?
Depending on your company’s setup, this could include:
- Death Cover
- Disability Cover (temporary or permanent)
- Dread Disease/Critical Illness Cover
- Funeral Benefit (in some cases)
5. How do I claim if something happens to me or my family?
Claims are typically initiated through HR or the appointed broker. You’ll need to submit supporting documentation. Envestpro can guide you step-by-step to ensure a smooth process.
6. Can I keep my Group Risk Benefits if I resign or retire?
Yes! If you’ve been on the Corporate Fund for at least 12 months, you may continue your Group Risk Benefits (Death, Disability, Dread Disease) privately through the Current Group Risk Company.
- With Liberty Corporate, no medical underwriting is required for continuation.
- You pay the monthly premium directly and enjoy the same valuable protection – even after leaving the company. This gives peace of mind and ongoing financial security for you and your family.
7. What is a Free Cover Limit (FCL)?
This is the maximum amount of cover (e.g., life, disability) that you receive automatically – without needing to complete medical tests.
If your salary is high or the scheme provides a large benefit, your cover might exceed the FCL.
- Any amount above the FCL is subject to medical underwriting – NMA (you may need to complete health forms or undergo medicals).
- This protects the fund and ensures fair access to group benefits.
